In your haste to include an ad hominem attack to devalue my post, you have you facts messed up. I do not work for the government. In fact, by law, the job I do CANNOT be done by someone in the direct employ of the government because it creates potential conflicts of interests. Thus, I work for a private company that is contracted by the government to perform a job and as everyone knows government contractors get none of the benefits OF working for the government save for the slightly more generous than private industry holiday schedule.
Pardon me for thinking someone who seemed to talk like they were working for the government actually did.
And looking into the PSLF website material, it does seem that contractor loophole is mentioned, but not in most promotional materials put out about PSLF stuff. That's why I thought contractors were included as well, and it seems a small portion do qualify, but the qualified businesses are rather few.
So seems like the gov trying to pull a fast one on the people who do a lot of the actual work.
So try again, in fact, I was unaware of any benefit to repay student loans when working for the government and that did not enter my reasoning in the least, nor did any of the other things you are using to attack my position over. In your desire to demonize the Boomers on this issue you've ignored all my points and instead decided to attack Republicans for wanting people to repay debt, attacked me out of some weird thought that I somehow benefitted from it even though I could not and did not (what little student loans I did have were paid back conventionally).
Yes, and I thought both that you worked for the government in a capacity where it would apply and I didn't realize they were fucking most contractors with that loophole and only giving them Income Driven Repayment plans.
I attack the Republicans on it because of the abusive nature of the academic system the loan servicers prop up, or do you think the Leftist rot in academia has/had nothing to do with the ease of getting student loans and the difficulty repaying them in the modern economy?
I'm paying back my loans conventionally, because I can and don't want more strings other repayment plans require, but I know many who have been fucked by student loan debt and what the modern economy has done.
Student loans should be dischargable in bankruptcy, just like any others, and not used as a lever to coerce more people into public service as they are these days.
In fact this last point was one of the major reasons I have so little respect for people bitching about student loans. I did have to take some out and did so, but I did everything I could to avoid it, including changing schools to a cheaper state school and choosing to commute to school from home rather than living on campus. The fact I could do this and make those decisions I did at the ages I did means I know others could make those same decisions with the same information, but instead made different choices because they decided the debt was worth it where I did not.
Context matters, and Boomer try to ignore that context has changed for the younger gens, because they don't want to face their part in fucking things up.
So don't give me this bullshit about "Boomers" pressuring Millennials, etc. I AM a Millennial, I know very well the pressure that was placed on us from parents, society, etc., and I still was capable of making wise financial decisions that didn't put me in onerous student debt. Other Millennials chose differently, but they still made a CHOICE. They chose to go to more expensive schools, they chose to go to schools far away from their parent's home, they chose to prioritize their school and lifestyle of choice over their financial circumstances. Those were all choices THEY MADE and while yes it sucks that degree inflation has greatly diminished the value of college degrees, nobody back then was warning of that, not experts, not their parents, not anyone, and they are no more at fault than Boomers are for not anticipating that. Markets change over time, circumstances change over time and those are beyond your control, all you can do is try and make the best decisions you can with the information you have on hand, and then try and work within that.
Wait, you are a 'Millennial'..how old are you?
Because I could have sworn you were Gen X or older from how you talk.
This demand for student loan forgiveness and the shifting of blame to other generations about it by Millennials and GenZ is some of the most immature bullshit I've seen. It refuses to take responsibility for one's own decisions while also understanding that the circumstances of the world can shift and change and not always for the better. It is as if they believe they are entitled to financial security, rather than having to work for it, and that sometimes financial security requires making lifestyle sacrifices. It's ridiculous.
When one's decisions are massively influenced by outside pressure and expectations, which had less and less to do with reality as time goes on, and the person is too young to know better than to question 'expert advice', yes, they can lay the blame on those who gave them bad advice and bad info while pressuring them to do what is 'expected'.
The idea that outside pressure and influence shouldn't be accounted for in the decision young people are pushed into by parents and society, often using outdated or outmoded information or thought patterns, is more like not wanting to admit that outside factors do matter for personal decision making.
Then again, people on the Right don't seem to get that 'personal responsibility' also includes what people influence others into doing, and in what information and expectation are pushed on people to provide others with. If they did, it might mean taking responsibility for maintaining some farces that have hurt the youth and the US people as a whole.
I like the discussion between S'Task and Bacle about the pressure at the time put on millennials to go to college. high school kids were genuinely taught that "if you don't go to college and get a degree, your life is over". and, also the "if you have kids as a teen, your life is over". those two things were the dominant messages of the time. and, i will say that the happiest people I know to this day are the so called "fuck up kids" who either never caved in or never had any interest in college to begin with, and had kids as teenagers or at most early twenties with a person they already had a bond with from high school or even earlier. those are the happiest, most human people i know
At least I was smart enough to tell the college propagandists to fuck off. I should have had kids at the time but was evidently not smart enough to do that. oh well
The worship of the credentialed classes by Boomers, that they tried to push onto kids too young to have seen why GenX didn't trust the Boomers, benefited US academic institutions, their funding, and almost no one else.
But giving bad info and bad advice to the younger gens is apparently something we are just supposed to ignore or forgive and forget, while soaking up student debt to keep recruiting and government service perks in play, and loan servicers paid.
