Gun Political Issues Megathread. (Control for or Against?)

[Emperor Tippy]

Essentially all firearms insurance has a clause that they won't cover illegal use of force. If you are charged with a crime then you insurance may (check your policy) cover your legal fees AFTER you are found not guilty and will then (again check your policy) cover any civil judgement against you for that incident.

But if you are found guilty they they won't cover your legal fees as a court of law has determined that it was an illegal use of force and they won't cover any civil judgement because the criminal conviction would have voided the policy for that incident.

Basically, CCW insurance is generally pretty worthless.

 

[posh-goofiness]

Huh, I guess i can cancel it then. Thats's 50 a month I get back I suppose.

 

[Zachowon]

Attorneys on retainer will defend you no matter what.

 

[Emperor Tippy]

Huh, I guess i can cancel it then. Thats's 50 a month I get back I suppose.

First carefully read through your actual policy. It might, or might not, cover you in whatever circumstances you are likely to face.

But yeah, if you want insurance that is actually generally effective you should look at a broader legal insurance policy.

EDIT:
Home - CCW Safe is different to some extent as it isn't, legally speaking, insurance.

 

[Abhorsen]

Essentially all firearms insurance has a clause that they won't cover illegal use of force. If you are charged with a crime then you insurance may (check your policy) cover your legal fees AFTER you are found not guilty and will then (again check your policy) cover any civil judgement against you for that incident.

But if you are found guilty they they won't cover your legal fees as a court of law has determined that it was an illegal use of force and they won't cover any civil judgement because the criminal conviction would have voided the policy for that incident.

Basically, CCW insurance is generally pretty worthless.

Basically this. Some work like this, some don't. Massad Ayoob said that the Armed Citizen Legal Defense Network doesn't do this, but I'd actually investigate that. I'd hire a contract lawyer for a few hours to see which of the contracts actually do what's needed in your situation. Expensive, but so's CCW insurance that's no use, and so is a dgu that gets prosecuted or sued.

 

[Captain X]

 

[Captain X]

RINO gonna RINO... Arguing for "common sense gun control," like your average Democrat who's still pretending to not be nucking futs. Also brings up magazine capacity in terms of hunting.

 

[Captain X]

Proposed bill in Delaware to require people looking to purchase pistols to pay for fingerprinting as well as an extensive instructional course.

 

[MarkWarrior]

Basically this. Some work like this, some don't. Massad Ayoob said that the Armed Citizen Legal Defense Network doesn't do this, but I'd actually investigate that. I'd hire a contract lawyer for a few hours to see which of the contracts actually do what's needed in your situation. Expensive, but so's CCW insurance that's no use, and so is a dgu that gets prosecuted or sued.

My wife and I did the research a long time ago when we decided to go with our CCW insurance. CCW safe is the only one that ended up with anything that we considered worth it. The only thing that they don't cover is if it's a Domestic Violence issue and a firearm is used and similar situations.

 

[Typhonis]

Something to whack the Liberals over the head with. US law is based off of British law. Old British Law.

And British Law and American tradition is this from Wikipedia...

The history of militia in the US dates from the colonial era, such as in the American Revolutionary War. Based on the English system, colonial militias were drawn from the body of adult male citizens of a community, town, or local region.

So apparently the militia is roughly every adult male in a community. Possibly from 18 to 21 years old to 50 to 60 years old.

This is what the second amendment is to cover.

 

[The Whispering Monk]

Possibly from 18 to 21 years old to 50 to 60 years old.

More likely around 16 y/o.

 

[Abhorsen]

My wife and I did the research a long time ago when we decided to go with our CCW insurance. CCW safe is the only one that ended up with anything that we considered worth it. The only thing that they don't cover is if it's a Domestic Violence issue and a firearm is used and similar situations.

So I recently found this lawtuber, who's going over various self defense contracts:

 

[Zachowon]

So I recently found this lawtuber, who's going over various self defense contracts:

Attorneys on Retainer.
They are being billed by some guntubers as a better alternative as they are attorneys, not insurance

 

[MarkWarrior]

I'll have to look into that. We got ours back in 2020, so things might have changed since then. I'll have to do some more research again.

 

[Captain X]

 

[Captain X]

Man sells several firearms privately. Authorities claim some of them have ended up at crime scenes but don't describe them. To be fair he was breaking the law by buying large amounts of firearms and selling them at gunshows or just in parking lots. He had been under investigation for a while because of this, the Feds knew basically everything there was to know about him like the vehicles he used, his schedule, where he parked, etc. Basically they could have been a lot safer about taking him into custody but decided they'd rather conduct a SWAT-style raid at 6 AM. Apparently the guy thought he was having a home invasion and attempted to defend himself and his family, and they ended up shooting him in the head and killing him.

 

[Vyor]

Man sells several firearms privately. Authorities claim some of them have ended up at crime scenes but don't describe them. To be fair he was breaking the law by buying large amounts of firearms and selling them at gunshows or just in parking lots. He had been under investigation for a while because of this, the Feds knew basically everything there was to know about him like the vehicles he used, his schedule, where he parked, etc. Basically they could have been a lot safer about taking him into custody but decided they'd rather conduct a SWAT-style raid at 6 AM. Apparently the guy thought he was having a home invasion and attempted to defend himself and his family, and they ended up shooting him in the head and killing him.

Same story as Waco and Ruby Ridge.

 

[Terthna]

Man sells several firearms privately. Authorities claim some of them have ended up at crime scenes but don't describe them. To be fair he was breaking the law by buying large amounts of firearms and selling them at gunshows or just in parking lots. He had been under investigation for a while because of this, the Feds knew basically everything there was to know about him like the vehicles he used, his schedule, where he parked, etc. Basically they could have been a lot safer about taking him into custody but decided they'd rather conduct a SWAT-style raid at 6 AM. Apparently the guy thought he was having a home invasion and attempted to defend himself and his family, and they ended up shooting him in the head and killing him.

The problem is that there are basically no consequences if the government just straight up murders its citizens. The worst that can happen is they get sued (which the tax payers will be on to hook to pay for), and/or they have to scapegoat someone disposable.

 

[DarthOne]

The problem is that there are basically no consequences if the government just straight up murders its citizens. The worst that can happen is they get sued (which the tax payers will be on to hook to pay for), and/or they have to scapegoat someone disposable.

“Madame Guillotine”

 

[Abhorsen]

This is again why cops are not your friend and qualified immunity needs to die. More, we need a general law about cops killing citizens for any non-violent crime. It simply shouldn't happen. Cops shouldn't be able to do an arrest warrant on someone with a no-knock or similar if the person isn't accused of violence.