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Dude's credit rating must be in the negative numbers.

You're working off three-year-old information—a post written months after I graduated with an MA in history, not English. Not only am I not a failed grad student, but you're not even mocking me about the right subject. As a stalker, you're embarrassingly incompetent. Find a new punching bag, idiot.

Student loans are an issue that is near and dear to my heart. While I myself was fortunate enough to receive an academic scholarship and graduate debt-free, I have seen dozens of friends and family get their lives completely wrecked by the wicked lies and free (for us, not you) money from the...