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You mean take all of the “idiots” and trick them into spending 4 years of their lives to get indoctrinated with some of the most evil and destructive ideologies that have ever existed, going $10,000’s of dollars into debt to support those institutions while they are being indoctrinated, only to...

True, there should be consequences for actions, that is an important part of a functional society. The late teens who took on student debt were doing exactly what society told them was responsible, what society told them was wise, what society told them was morally right. Should the consequences...

That is important, but how is a 17 or 18 year old right out of high school supposed to know what the economy and job market are going to be like in a decade from now? Even experts have trouble making predictions like that and these kids are being misinformed by the majority of authority figures...

The government is required to enforce payment of debts, at least as our system exists now it would be. I could see an argument that any industry so heavily regulated and enforced by the power of the government isn't a free market. I guess you could say that even just having a buyer and a seller...

One issue here is that when it comes to student debt, the government regulates it and, in fact., has special rules which apply to student debt and no other forms of debt. Actually, any kinds of enforcement of payment of debt requires government involvement, so we can't go with pure free market...

Well, the debt is usually repaid in part because it's hard to not repay it. You can't declare bankruptcy to get rid of it. They government can also take actions to collect this debt that it doesn't when debt is privately owed. Even if the degree is worthless, the degree holder will usually still...

The heart of the issue here is that too many people go to college. The education itself is often worthless in and of itself, but it has value because in the competitive job market that we have, employers will hire people with degrees over those who don't. The high demand for higher education...

It’s a difficult problem. The college loan system is predatory. Kids straight out of high school sign away their futures on the promise that they will be nothing if they don’t get that insanely expensive sociology degree. The more people who get these degrees, the more expensive they get and the...