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1) The only way you can accomplish this at this point is through deep reform. A good example would be to make it illegal to discriminate on the basis of education level when the degree is not necessary for the job. 2) This is just silly. The elite schools provide better outcomes in general...

I think just about everyone can agree on that. On that note, I think its partly because trade jobs don't tend to get paid a lot by companies. However, its a lot easier to start a small business as a skilled trade than it is for a lot of other things, and as a general rule, what you can make as...

Well, the better answer is to simply not allow straight out of college people to commit bankruptcy. You don't have to permanently restrict the possibility of people declaring bankruptcy on student loans in order to prevent people from committing bankruptcy. Just saying you can't declare...

This is wrong. While college education has gone overboard, the amount of colleges in America and the universality of college education has definitely significantly effected the general welfare, both for bad, but also for good. America has managed to cause massive brain drain throughout the...

This is nonsense; our system hasn't been built with that assumption for decades, and for good reason. Billions, probably trillions, in money owed for goods and services is forgiven every year. Not allowing bankruptcy on student loans is (effectively) a massive artificial government subsidy for...

There's still plenty of need for tech support in the US, a good IT guy will do just fine. This is part of what I was talking about when I said that people often don't understand the value of their degree.

Student loan forgiveness or reform that ends up essentially being forgiveness is inevitable. The main question is what forms it'll take, how it will work, and how much it will be.

The real problem there is that a lot of people don't actually understand why their degree is valued in the workplace, and a lot of people aim for degrees that aren't actually valued where they want to work. Yeah, I have a UK friend who had four or five 8 hour finals. Its just excessive.

Its totally possible if you're living at home, going to a local, in-state university, with your parents and the state heavily subsidizing your living and education, respectively. It also becomes a lot easier with the fact that military scholarships are often very favorable, and frequently...

Have to second this. I don't want the government to cancel anymore student loans beyond my current balance. ;)

1). Not based in reality. Average student debt is $32K. Median student loan debt is $17K. Average and median interest rates are about 6 and 5 percent respectively. All of this means that student loans are far easier to repay than a mortgage. Median is actually more representative at the...

For one, none of this a personal issue; its a societal issue. We're going to run off an economic cliff eventually if things keep the same way they are, so dismissing it as personal misses the point. I've done 18 credits every regular semester and worked 3/4 semesters so far, I've done 15...

1) .Europe circumvented a lot of these problems with stricter entrance exam requirements. You don't pass the entrance exam, you don't qualify for the University program. In this way they weeded out most of the people who in the US would end up dropping out and getting into debt they can't get...