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Again probably foreign banks.

Because you might not want to pay back more than you borrowed? Whatever this isn’t a debate about usury and cucking to big banks. As for banks that won’t report to the feds? The fact you are asking here means you are not rich enough to be a client. In the US banks have to disclose things to the...

There is no such thing. Except maybe Islamic banks? They don't have usury. But I hear that they just play around with the rules so it's technically not usury.