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I graduated in 1973 with a degree in English. After nine years of knocking around and trying to support a young family (I also joined a religious cult which didn't help my situation) I went back to school. I spent one year doing an intensive accounting program at a private, for profit school...

After watching one of my children struggle with a shit ton of student debt I've formulated some thoughts on this. It is clear that the schools, banks, government and employees of same have conspired to perpetuate a fraud on the American public. Every campus has a "financial aid" office manned...