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Some loans have subsidized interest and are slightly harder to get, but most aren't. Not sure on regulations, but of the three companies that have different chunks of my student debt, only one of them was actually effected by that hold Trump put in place and Biden extended.

Part of me likes the idea, but, yeah, people are going to see it as debt slavery, taking advantage of poor people and the like. I mean, that's basically what the banks are doing anyway, and that's why that end of it is what I feel really needs to be fixed.

I guess my aim would be to either discourage these banks from engaging in these predatory loan practices to begin with. The only reason they do it is because they know that there's no way these borrowers can get out of it. So if bankruptcy was on the table again, they might actually have to...

I really wished that there had been just a shop class when I was growing up that I could have taken, and learned the basics of how to weld and work on my own car. There was a class that had some of that in it, but it was an ag class, and I had no interest in the agricultural aspects that made...

For most people, it comes down to everyone and their uncle telling them that they had to have one in order to get a decent-paying job, and unfortunately, there's actually some truth to that. Even in jobs where a degree would not be necessary, it's just an easy way to eliminate job candidates...

I was already pretty far in debt by the time I switched to trying to work to pay my way through school, so I got the worst of both worlds, because being less than a full-time student meant that I had to start making payments on that, too. Best part is, it was income-based, and the payments were...

I'm curious what kind of jobs you had/have then, because I worked retail, actually did make a fair bit above minimum wage, and could barely make ends meet and I had a much lower than average number of credits for semester. I'm not even sure if living off campus saved me anything in the long...

How long ago was that, out of curiosity? I ask, because that's literally no longer possible.

One of the most bullshit things about student loans is that they no longer have the bankruptcy protections other forms of debt have, so that needs to turn around. Another thing is that the government needs to stop essentially writing blank checks in the form of these loans. Universities are...