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I agree that forgiveness isn’t the solution. The whole “investing in earnings” proposal is one that has been bandied about over the years and it isn’t really a bad one, tbh. And yes, I know the loans are the source of the ability to make those tuition hikes, but at the same time, schools waste...

Actually, it really depends. Income driven repayment programs are only available for federal loans, which, while that’s generally the case for newer borrowers, doesn’t really help those with the truly massive debt loads -those tend to be private because the feds generally have a cap. Or at least...

It's the equivalent of an IQ test, basically. The problem is that the traditional role of a university was for certain subjects where others were through trade schools or apprenticeships, and that's changed. It's a complete mess. Though secondary school exams would probably hurt me -I really...

Makes sense. So if I were to go for political science (my undergraduate degree), then I’d be looking at, what, Civics, History, and the like?

Yeah but the question on that is what do the entrance exams look like. I completely suck at algebra and am not much better at physical science, yet when it comes to history, geography, politics, or English I can breeze right through a test. I do agree we have an over saturation of college...

Well, there are those of us who aren’t able to join due to medical issues -I tried but as soon as “asthma exacerbated by allergies” came up it was “Thanks for coming in but LOLNope.” So while I agree in principle, it’s not a silver bullet. Now, I have private loans (I went to college before...