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So one way or another the government did and does have a significant hand in having those loans approved? Either by serving as guarantor for a part of the risk oflr directly providing the loans from public money?

Honest question, I was under the impression one of the reasons for the US having such easy to acquire Student Loan plans was government backing of them or atleast subsidies and regulatory requirements to lower requirements. Was that just internet talk?

I think the assumption here was that the person who took tens of thousands in student loans spent it on a degree worth a damn. Big ask I know but hey, what can you do? The answer to this should generally be none in my opinion. Because at this point its more like joining clubs than they are what...